Faysal Bank Reveals Soaring Financial Results for Q1 2025 – International Edition
On April 29, Faysal Bank Limited (FBL) showcased robust financial resilience with a standalone report showing a Profit Before Tax (PBT) of PKR 11.1 billion and a net profit totaling PKR 5.1 billion. Despite facing challenges such as a decrease in the policy rate and an uptick in the tax rate from 49% to 53%, which led to a decline in earnings per share from PKR 4.29 to PKR 3.39, the bank announced an interim cash dividend of Rs 1.5/- per share, equivalent to 15%.
The total assets of FBL amounted to PKR 1.6 trillion, with deposits reaching PKR 1.1 trillion and net financing standing above PKR 643 billion. The bank boasts a robust Advance to Deposit (ADR) ratio of 57.8% and maintains an impressive Capital Adequacy Ratio (CAR) of 16.6%, well beyond regulatory requirements. This strong financial performance highlights their sound business foundations, effective risk control measures, and commitment to innovative strategies. Consequently, these factors reinforce FBL’s role as a leading entity within the sector, committed to achieving enduring expansion and generating value for all stakeholders involved.